modern bank robbery

After reading some of the articles on wide ranging topics at the Dew – and realizing their small budget – I decided to make a modest contribution. I told their “staff” as much and aimed for my next payday… for the following month. I would mail a check, I said, because I don’t trust debit and credit card info being used on the internet. But something happened. Instead of explaining it to the management of the Dew, I decided it would make a pretty good tale to share. It might benefit somebody else, so here it is.

Pixelated unrecognizable faceless hooded cyber criminal man using digital tablet in cyberspace by Igor Stevanovic and licensed at by

My wife and I have our own personal bank accounts; and one small joint account. Our modest incomes don’t require such extravagances, but it makes us feel good. The joint one is mostly for paying bills that come due every month: insurance, the bug man and a few others whose amounts never change. It’s done automatically, after making arrangements. The bank calls them transfer payments.

Several weeks ago, before I mailed the check to The Dew, some funny stuff showed up on my statement.  New, small amounts were being debited. I called the bank. Other, bigger amounts were discovered. Some in the two-hundreds; one for $375. All of them were new. On the statements they all seemed legitimate. Each had the correct account numbers and had been submitted as real-looking banking business.

As the bank was investigating, I got a letter from a large medical firm that my wife and I frequent. It really jolted me! They were apologizing because our account had been compromised by an employee of that firm. They explained that the person had access to the billing process and had misused the information. They didn’t elaborate, but I guess that employee sold them to some cartel that dispersed them to other crooks. The addresses were from various places and states.

A few days later the bank apologized, too, and replaced the amounts to our account, including the overdraft fees that had occurred because of it. Everything seems back to normal. But now I guess I’m paranoid. I don’t even trust the post office anymore. They leave my mail in other people’s mailboxes. And others’ in mine. Maybe I should send money orders. And not lose the receipts.


Editor’s Note: No one who has donated money to has ever reported security problems with either of the two services we use (PayPal and Razoo) or when sending a check. Admittedly, there haven’t been that many donations, but you can join them – the donation link using PayPal is found at the bottom of the blue column on the left of each page;  the donation link using Razoo can be found on the left side of most pages. Our expenses are modest. We are all volunteer. Your contribution would mean a lot.


Image: Pixelated unrecognizable faceless hooded cyber criminal man using digital tablet in cyberspace by Igor Stevanovic and licensed at by using contributions donated from generous people pretty much like you.

Donnie Register

I am a substitute teacher for the Colquitt County school system and live in Moultrie GA.

  1. Lee Leslie

    Thank you for sharing your story.

    I once had an employee who had called me a couple times on the weekend because she needed money – we always helped. A couple months later we were able to trace the missing money from our company account to her forging and cashing checks. It shocked us because we thought we were already helping – plus, the bank cashed her forgeries with no questions asked, but the same branch would never cash checks for me (Trust Company always sucked – they are gone now, but I will always will remember that if you turned their logo upside down, it was clearly a bird finger). It took us a half a year or better to get the money bank. The bank didn’t care about prosecuting – I suspect because money was free or they were insured or they just sucked.

    Then there was the credit card number that was stolen. Like you, purchase from all over. What made memorable was how FTD used to call us each year to remind us to send flowers to the same people the thieves did.

    1. The way my banker explained it, it’s easy for the crooks to do, and they almost never get caught. I wasn’t the only victim in town. But there hasn’t been a word about it in the newspaper. Maybe Kramer (on Seinfeld) was right about the banks. They just write it off.

Comments are closed.