modern bank robbery

After reading some of the articles on wide ranging topics at the Dew – and realizing their small budget – I decided to make a modest contribution. I told their “staff” as much and aimed for my next payday… for the following month. I would mail a check, I said, because I don’t trust debit and credit card info being used on the internet. But something happened. Instead of explaining it to the management of the Dew, I decided it would make a pretty good tale to share. It might benefit somebody else, so here it is.

Pixelated unrecognizable faceless hooded cyber criminal man using digital tablet in cyberspace by Igor Stevanovic and licensed at 123RF.com by LikeTheDew.com

My wife and I have our own personal bank accounts; and one small joint account. Our modest incomes don’t require such extravagances, but it makes us feel good. The joint one is mostly for paying bills that come due every month: insurance, the bug man and a few others whose amounts never change. It’s done automatically, after making arrangements. The bank calls them transfer payments.

Several weeks ago, before I mailed the check to The Dew, some funny stuff showed up on my statement.  New, small amounts were being debited. I called the bank. Other, bigger amounts were discovered. Some in the two-hundreds; one for $375. All of them were new. On the statements they all seemed legitimate. Each had the correct account numbers and had been submitted as real-looking banking business.

As the bank was investigating, I got a letter from a large medical firm that my wife and I frequent. It really jolted me! They were apologizing because our account had been compromised by an employee of that firm. They explained that the person had access to the billing process and had misused the information. They didn’t elaborate, but I guess that employee sold them to some cartel that dispersed them to other crooks. The addresses were from various places and states.

A few days later the bank apologized, too, and replaced the amounts to our account, including the overdraft fees that had occurred because of it. Everything seems back to normal. But now I guess I’m paranoid. I don’t even trust the post office anymore. They leave my mail in other people’s mailboxes. And others’ in mine. Maybe I should send money orders. And not lose the receipts.

###

Editor’s Note: No one who has donated money to LikeTheDew.com has ever reported security problems with either of the two services we use (PayPal and Razoo) or when sending a check. Admittedly, there haven’t been that many donations, but you can join them – the donation link using PayPal is found at the bottom of the blue column on the left of each page;  the donation link using Razoo can be found on the left side of most pages. Our expenses are modest. We are all volunteer. Your contribution would mean a lot.

Save

###
Image: Pixelated unrecognizable faceless hooded cyber criminal man using digital tablet in cyberspace by Igor Stevanovic and licensed at 123RF.com by LikeTheDew.com using contributions donated from generous people pretty much like you.

Donnie Register

I am a substitute teacher for the Colquitt County school system and live in Moultrie GA.